Will car insurance be cheaper if I drive my mum's car?

Will car insurance be cheaper if I drive my mum's car?

I'm learning to drive, but my mum won't allow me to practice in her Fiat 500 or drive it once I've passed the test. This means I can either buy myself a car or drive my Dad's car, which is a much larger Jeep. I don't particularly want to drive it though because its an automatic whereas I'm learning manual (I know automatic is easier, but as a new driver I won't be able to practice for the test and I'm worried I might forget manual if I drive it for too long) and I imagine insurance is likely to be higher. I was wondering, which of these options are likely to work out cheapest? Is it worth trying to persuade my mum to let me drive her car?

 

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How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

 

 

Car Insurance and clueless teenagers?

Considering the kind of questions we are getting by 16 year olds regarding car insurance we could safely assume that they aren't ready to drive at all! Maybe raise the minimum age to 18? Might even save a few lives!

 

 

Car insurance increase?

my friend was pulled over for speeding while unlicensed due to a 6 month lapse in insurance, she was arrested and charged with a misdimeanor of aggrivated unlicensed operation of a vehicle as well as speeding 20 miles over the speed limit. She had at least one other ticket from several months ago that she never paid. it was for talking on a cell phone (illegal in nys). She has gotten other tickets in the past as well but those have long since been taken care of. She is 25. she believes that her car insurance is only going to be $80 a month in a few months when she is able to get her license back, and told me that the speeding ticket it will raise it a little, but the driving without a license and not paying car insurance for 6 months does not affect her rate. Can someone prove her wrong? Has anyone experienced an increase in their car insurance because of a lapse or becuase they were arrested for driving without a license?

 

 

Insurance for new driver?

For a new male driver that just got their permit, which car would have cheaper insurance? 2013 Audi A6 3.0T or a 2000 Corvette convertible Most people's first responses are the Corvette, because it is a sports car. However, it has only slightly more power than the Audi, and is worth less than half of what the Audi is. Both cars are titled under the same persons name, if that makes a difference. Would the difference in value make the Corvette's insurance cheaper, or will it still be higher?

 

 

Car insurance Premium?

(I have only had car insurance for about 6 months, so I am still pretty new to this). My question was that my 6 month renewal policy states that my premium is $728.86; however, when I first got with this company, I paid around $368 down because I am in that age bracket where they stereotype you as a bad driver. Will I have to pay the $368 again along with monthly payments of $66.60? Or will I just continue to pay my monthly payment as it is?

 

 

I want to get my own car but I can't because of my parent's insurance?

So my parents have an insurance plan where they are covered with both of their cars and my sisters car is listed as an extra car to save money. I'm about to turn 17 and I've had my drivers license since October. I've been driving around my mom's car but I want to get my own. I've even offered to keep my moms car and give her my own money for her to get a new car if she wanted. I've been saving money for my own car since I was ten. So basically my parents can't add another car on their insurance because my insurance company would find out about me driving it. I'm pissed because I have all the money for my own used car and I'm a safe and responsible driver, but I'm forced to use my mom's car. I'm not that type of kid who wants a new flashy car to go with the crowd, I just want something of my own so I have no time restrictions. I can't go anywhere without my mom calling me asking for her car. I know I can't afford my own insurance, so what can I do insurance wise to get my own car?

 

 

Car Insurance Claim Help?

Car Insurance Claim Help? On the 4/7/2011 I was at a set of traffic lights that was (RED) of my way to the shops. As the lights went green I begin to move off slowly as I did another car came from the left of me and tried to turn right as he speed up he crashed into the drivers side of the car. He clearly jumped a red light (Clearly Seen on CCTV). I was in total shock at the time! After he crashed into my car he went to drive off by reversing, I jumped out of my car to stood in his was so he could not drive off the witness behind me called the police while I was stopping his from driving off he started to drive forwards trying to me me out the way. After the driver spoke to the police on the phone, he then gave me his Name, Phone number and Insurance information. The next day I called my insurance company they was vary helpful and I believe the clam would be settled in my favor as I had CCTV of the crash as I had a camera inside of my car and a witness that was behind my car at the time of the crash. After nearly 4Months I have now revived a letter stating that the claim has been closed on a Without Prejudice Basis. When I contacted Aviva to see what the 3rd party has not accepted full liability they said it was dealt with like this as the 3rd party who crashed into me was not responding to and calls or letters that have send him. Aviva did not asked to see the CCTV of the crash and did not take into account the witness statement. WHAT CAN I DOOO??

 

 

Car Accident - Auto insurance Question?

Today I was involved in a horrible collision. Car made a complete stop put hazard lights on, I made a complete stop at a reasonable distance however 15 seconds after I stopped I look at the mirror and a taxi van cab slams right into me my car goes flying forward hits the truck infront of me and bounces back, air bag goes off . Long story short I'm in horrible pain and have evident bruises . Police arrived filled out reports. The man that hit me was found at fault for both collisions. So my major concern is : I called my insurance company , made the claim they took down all the info but at the end of the conversation she told me that if I don't have full coverage I'm out of luck then she asked me if I do which I don't remember . So I'm taking a look at my policy contract and I don't see anywhere where it says full coverage ... I think it is full coverage since my car was being financed. All it basically says on the contract is liability limit $ 1 000, 000 So if they write off my car what happens next?

 

 

What kind of Life Insurance is out there for the Elderly? 70 years old and up.

I've seen some on TV and for the life of me, I can't remember all of what's out there. So far, there is no life insurance on my husband's mother and he and I are wanting to take out life insurance on her. What kind of life insurance is out there for ppl 70 years and up that does not require a medical background? She has a bad hip, smokes like a turned over train, and she hasn't had a physical in aprox. 15-20 years. And she has no assets of any kind to help with expenses if she should pass unexpectantly. This is why my husband and I feel that it is important that we take out Life Insurance on her. Thank you for your help. :-)

 

 

Can i drive any car with insurance?

Alright I asked a question earlier and i didnt provide enough information Im 16 and my dad just got me insurance on our car, a toyota camry. He said that i can drive any other car as long as i have the insurance card of the camry, i have my 'own' car (acura) that i dont know that i can drive or not that is under my dads name.. but that car isnt under our policy. is it true that i can drive the acura with my camry's insurance?

 

 

Where is the best place for a teenager to get car insurance?

Im an 18 year old male and will be getting a 2005 Nissan Altima. What would be good insurance for me? I need cheap insurance and I have good grades so I might qualify for a discount.

 

 

Cheapest car insurance for first time driver? I'm a girl?

I'm looking for insurance that is as cheap as possible. I'm a 17 year old girl who is currently having driving lessons.

 

 

Will this car have high insurance for a 16yr old?

I want a 2000 honda civic si and ill be 16 in 3yrs but i was wondering about how much a used one would be and about how much the insurance is??

 

 

Will getting a speeding ticket raise my insurance?

Will getting a speeding ticket raise my insurance? I was helping my friend move her car today and got pulled over for going 10 mph + the speed limit (in a different state). I showed the cop her insurance and my license. He said he is going to mail me the ticket. Now, I am wondering after I pay this ticket, will my insurance increase even though this was not my vehicle, vehicle insurance, and it was in a different state (California). Please help with any advice, I cannot have my insurance go up. Cop still gave me ticket even after ten hours of driving and crying afterwards..

 

 

What is the best way to find cheap car insurance if Ur 21. Ive tried all the comparison sites, help??? ?

I've tried all the comparison sites but I'm getting a really high quote.

 

 

Looking at Insurance Quotes & found a car under our address that is not ours, what to do?

so my family has been looking at insurance quotes the last couple of days and this random car always shows up under ours address along with the actual cars we have, my parents are worried someone might have used their name or sumthing.. how do we deal with this and who do we ask? on one of the websites I got the last 6 or so digits of the car's vin number. My brother suggested asking police department or the Security of State but who can provide us with this information and what exactly do we ask for ??

 

 

Does anybody have or had insurance thru esurance?

they are by far the cheapest i found for full coverage for me. i know cheaper isnt always better but i just need insurance because my car is financed. esurance isnt a very big name and i dont know anyone who actually has insurance thru them. anybody know how they are compaired to other companies?

 

 

Whats the cheapest place in rochester ny for car insurance?

im 18 with a permit and i want to put my 1988 audi quattro 90 on the road,,but i was wondering what would be the cheaest place in rochester ny to go to?

 

 

What will the average insurance payment be for my BMW?

Ever since I was little I've always wanted a BMW. Well now since I'm turning 16 in the fall I have the option of getting a 2004 BMW 5 Series 545i for $9,000. It's in extremely good condition and I just love it. I will be making around $200-250 a month and my monthly payment will be about $106 to the bank till my senior year in college ( yes that's 84 months but it's in good condition so it's worth it) and I was just wondering if any one had a idea how much insurance would cost? I really want to get this car but I won't if I'm not able to pay a payment and insurance at the same time due to other small bills i have. Thanks

 

 

Car insurance please ?

Ok I'm 18 & I am gonna buy a car and I never owned one or anything and I'm interested how much does car insurance cost I or what kind of car insurance I should get I never had anyone helping me out with stuff like this so if you can help me thanks

 

 

The general car insurance ? is there a catch ?

I feel like there's a catch . No personal info required and its 39 bucks . Is there a catch ? Or just a bad car insurance

 

 

Advice on car insurance needed?

i am looking to get a new car insurance as mine needs renewing in febuary .the problem is my partner buys and sells cars regually so i have to keep ringing the brokers to get the insurance changed .is there a policy that i could get that allows me to drive any car without having to keep changing the details.and if so whats it called.

 

 

How bad would insurance be on a 2000 mustang gt?

i am about get a mustang gt if i can convince my parents that insurance wont be extremly bad i know it will be high but could some ppl give me there insurace rates on a 2000 mustang gt or around what it should be just tryint to get an idea

 

Will car insurance be cheaper if I drive my mum's car?

I'm learning to drive, but my mum won't allow me to practice in her Fiat 500 or drive it once I've passed the test. This means I can either buy myself a car or drive my Dad's car, which is a much larger Jeep. I don't particularly want to drive it though because its an automatic whereas I'm learning manual (I know automatic is easier, but as a new driver I won't be able to practice for the test and I'm worried I might forget manual if I drive it for too long) and I imagine insurance is likely to be higher. I was wondering, which of these options are likely to work out cheapest? Is it worth trying to persuade my mum to let me drive her car?

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